Work overseas
Tax compare tool
Rough annual take-home across popular work-overseas markets. Pick a currency for your gross salary — we convert it into each market's local currency with live mid-market FX, then apply simplified tax rules.
Gross annual salaryGross is entered in AUD and converted with fallback FX rates (live rates unavailable). Not PPP.
| Market | Local gross | Income tax | Social / other | Net (local) | Net (AUD) | Effective |
|---|---|---|---|---|---|---|
| United Arab Emirates | AED 291,176 | AED 0 | AED 0 | AED 291,176 | A$120,000 | 0.0% |
| Singapore (tax resident) | SGD 107,027 | SGD 6,458 | SGD 0 | SGD 100,569 | A$112,759 | 6.0% |
| Hong Kong (salaries tax) | HK$618,750 | HK$64,748 | HK$0 | HK$554,002 | A$107,443 | 10.5% |
| United States (federal only) | $79,200 | $9,038 | $6,059 | $64,103 | A$97,126 | 19.1% |
| Canada (federal + CPP/EI) | CA$108,493 | CA$15,866 | CA$4,958 | CA$87,669 | A$96,967 | 19.2% |
| Australia (resident) | A$120,000 | A$26,788 | A$2,400 | A$90,812 | A$90,812 | 24.3% |
| United Kingdom (England) | £62,362 | £12,377 | £3,258 | £46,727 | A$89,914 | 25.1% |
| Germany (employee, approx.) | €73,333 | €15,458 | €14,667 | €43,208 | A$70,704 | 41.1% |
- AE: No personal income tax on typical employment income in the UAE (2025).
- AE: Ignores corporate tax, free-zone nuances, and end-of-service gratuity (not a payroll tax).
- SG: Simplified Singapore tax-resident progressive rates; foreigners on EP usually do not pay CPF.
- SG: Non-residents may face flat withholding — confirm status with IRAS.
- HK: Approximate salaries tax using progressive vs 15% standard rate (lower wins), with a simplified basic allowance.
- HK: Ignores MPF employee contributions (~5% capped) and allowances beyond the basic illustration.
- US: Federal income tax (single, approx. 2025 brackets) + FICA 7.65%.
- US: Ignores state/local tax, AMT, treaty benefits, and nonresident withholding.
- CA: Federal income tax + employee CPP/EI (simplified 2025).
- CA: Ignores provincial/territorial tax — add Ontario/BC/etc. separately for a fuller picture.
- AU: Uses FY2025–26 resident income-tax brackets + 2% Medicare levy (simplified thresholds).
- AU: Ignores HELP/HECS, offsets, private health loading, and non-resident rates.
- UK: England/NI income tax + Class 1 employee NI (approx. 2025/26).
- UK: Ignores Scottish rates, student loan, pension salary sacrifice, and Immigration Health Surcharge.
- DE: Approximate German income tax + solidarity surcharge + ~20% employee social up to contribution ceiling.
- DE: Not the official Lohnsteuer table — church tax, splitting, and exact KV/PV rates omitted.
Orientation only — not tax, immigration, or financial advice. FX rates are mid-market snapshots, not bank quotes. Rules change; verify with the local revenue authority or a licensed adviser before relocating.